Blog

A 401(k) plan is a powerful tool for retirement savings, employee retention, and tax advantages. Explore the key areas you should focus on to optimize your plan's offerings, retain valuable employees, and take advantage of its tax benefits.

Hints for matching your coverage to your lifestyle – and your needs.  The whole point of insurance is preparing for the unexpected: You don’t know you’ll need it until you do. So how do you make a reasonable plan...

The hot months might be when we’re used to taking it easy, planning family vacations, and getting away from the responsibilities of the day-to-day. Summer also means we’re halfway through the year, which makes it a perfect...

Setting aside a few months of cash as an emergency savings account can be a critical foundation to a family's financial plan. There are many scenarios that could cause a family to have to dip into their rainy day funds. Having money...

NFL Draft, March Madness, and bank failures. A lot has been happening. Due to the latter, we've had a lot of questions from clients about diversification. Diversification is not just putting your money in separate accounts or separate...

Learn about FDIC and SIPC protections and limits. Recent bank closures have led investors to question the safety of their own funds. Although these closures do not pose a systematic risk to the economy, it is important for...

A change in your situation can mean lots of changing financial details, too. Here’s how to make those as painless as possible.  Whether you’ve lost a loved one or you’re extracting yourself from a relationship...

Since the last we talked, there has been a Superbowl Champion, and the markets have changed, as they usually do. January's market was up, but we see February not looking so great. Plus, we review some of the over 100 different changes...

EJ O'Keefe and Lizz Sanders kick off the first episode of the Bullpen with a few fun facts and a review of last year. Reach out to ask questions or get more information about many life matters: college savings, RMDs, and maybe even...

The SECURE 2.0 Act of 2022 is set to make big changes in retirement plans for employees and small-business owners alike...

Plus, how to arrange your finances to enjoy life NOW and plan for the future.

More often than not, a midterm election gives a boost to the markets. But 2022 hasn’t been like most years.  Predicting the future is an imperfect art. Any prudent market-watcher can tell you the best we have are informed...

Inflation, Interest Rates, and Investments all affect one another. Things cost more than they did yesterday. To a certain degree, that’s always true, but lately it’s been too obvious to miss. Consumer prices, which include...

HMC Partners Forges New Partnership with Carter Bank & Trust. This alliance offers “win-win” of expertise and growth.

Whether seeing them on the weekly Money Matters video, hearing their voices on the radio, or meeting them in the office, you know EJ O'Keeffe and Lizz Sanders. Now get a chance to learn what brought them to HMC and what they see for...

One of the most common questions we hear from our clients is about Roth IRA Conversions.What is a Roth Conversion? And how can a Roth Conversion help you even if you’re in your 60’s and 70’s? A Roth Conversion is...

What these securities can do for a diverse investment portfolio. Ask 100 people to describe where investing takes place, and 99 of them will answer, “the stock market.”

Let history, not hysteria, guide your investment decisionsYou’ve probably seen a lot of stories lately about bad times and bear markets ahead. Inflation has been rising, one story says. The next story says the U.S. economy is...

Chelsea Starr recently joined the HMC family in January of 2022, but as the front line answering phones, many clients probably already know her voice. A Greensboro native, she enjoys talking with and getting to know our clients, so get...

As we continue to forge through 2022 and tax-filing season is already open, the IRS warns taxpayers to prepare for delays and complications. Unlike 2021, the tax deadline has not been extended, and most taxpayers will have until April 18th…

Julia Pfenning started as Office Coordinator in 2018 and has recently been promoted to Client Services Associate. Hers is a voice every client has heard when they call the office, and she is here to help. It's been great to see Julia...

Gibbs McEachran, Client Services Associate, has been a dedicated member of our service team for over a year. Even while seeking his undergraduate degree in business, he works full-time and plans to be an advisor here at HMC Partners...

How To Prepare For The Financial Challenges Ahead And Take Control When you find yourself suddenly single due to divorce or the loss of your spouse, you may come to face unique financial challenges, especially when heading into...

Jess Chatmon, our Operations Manager has been an integral person in our office for the last four years. She wears many hats and has helped countless clients. You've probably spoken to her so now here is your chance to get to know her!...

Of all the financial concerns weighing on people, we have been seen a major increase in concerns about the rate of inflation we’re seeing in 2021. That is probably because compared to the 1.8% overall annual rate of inflation in...

It's RMD quarter around the corner! John and Gib answer who is eligible to take out distributions, when is the best time of the year to take your distributions, and how much do you need to take out before December 31st? If you have...

This month we are talking about Financial Goals... What are some of the areas I should be paying attention to and how can I stay on track with these new goals? If you have questions you can call us 276-293-1538 or send an email

Did you know that approximately 4 million will retire from the U.S. workforce every year? If you’re one of the fortunate retired individuals who planned ahead and funded a retirement account (IRA) throughout your career or...

When you’re planning for retirement, knowing how to maximize your Social Security benefits needs to be a key part of your long-term strategy. While Social Security benefits most likely won’t be the largest part of your...

This month we are talking about Financial Goals.. What are some of the areas I should be paying attention to and how can I stay on track with these new goals?