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Tuesday, May 7, 2024

Life happens. Are you prepared? Sometimes there is one spouse who handles most of the finances or bills and their partner wouldn’t know where to access this information. It is so important for spouses to make sure they have proper...

Wednesday, March 20, 2024

Beware of common mistakes employers may overlook when offering retirement plans. Offering a retirement plan to your employees is an ideal recruiting and retention tool. But, how does your retirement plan stack up?

Tuesday, February 20, 2024

With filing time rapidly approaching, we’d like to briefly touch on a few tax-related topics people often ask us about.   Which retirement plans can you contribute to by the filing deadline?   You can contribute to an...

Thursday, January 18, 2024

This year, the Fed says interest rates will probably start coming down. The question is when.

Wednesday, January 10, 2024

With more than 25 years of experience, HMC Partners has proved again and again its position as a leader in the financial industry. With client service in mind, HMC continues to set the standard for excellence in navigating and...

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Wednesday, December 13, 2023

As the holidays quickly approach and we prepare to put 2023 in the rearview mirror, now’s a good time to consider some charitable giving and other ways you can optimize your finances and tax savings. The following financial moves...

Monday, November 20, 2023

When planning for the future, how does a 401(k) compare to a Roth IRA — and why are these plans so important?   Saving for retirement is one of the most common (and most important) reasons to start taking financial planning...

Tuesday, November 14, 2023

We had the honor to recently attend the NYSE bell ringing ceremony along with Federated Hermes. Trading floor bells are critical to the orderly functioning of the marketplace, assuring that no trades take place before the opening or...

Tuesday, October 24, 2023

AI has proved its power in many ways … but that doesn't mean we should give in blindly to all of the hype...

Monday, October 2, 2023

From social media, to emails, to texts, scammers are bombarding us with requests. Heard from any Nigerian princes lately asking for your financial assistance? If so, you definitely aren’t alone. It’s one of the very...

Friday, August 11, 2023

Knowing the rules and costs associated with offering retirement plans is essential.

Monday, July 10, 2023

A 401(k) plan is a powerful tool for retirement savings, employee retention, and tax advantages. Explore the key areas you should focus on to optimize your plan's offerings, retain valuable employees, and take advantage of its tax benefits.

Wednesday, June 21, 2023

Hints for matching your coverage to your lifestyle – and your needs.  The whole point of insurance is preparing for the unexpected: You don’t know you’ll need it until you do. So how do you make a reasonable plan...

Thursday, May 18, 2023

The hot months might be when we’re used to taking it easy, planning family vacations, and getting away from the responsibilities of the day-to-day. Summer also means we’re halfway through the year, which makes it a perfect...

Monday, April 24, 2023

Setting aside a few months of cash as an emergency savings account can be a critical foundation to a family's financial plan. There are many scenarios that could cause a family to have to dip into their rainy day funds. Having money...

Friday, March 17, 2023

NFL Draft, March Madness, and bank failures. A lot has been happening. Due to the latter, we've had a lot of questions from clients about diversification. Diversification is not just putting your money in separate accounts or separate...

Wednesday, March 15, 2023

Learn about FDIC and SIPC protections and limits. Recent bank closures have led investors to question the safety of their own funds. Although these closures do not pose a systematic risk to the economy, it is important for...

Wednesday, March 8, 2023

A change in your situation can mean lots of changing financial details, too. Here’s how to make those as painless as possible.  Whether you’ve lost a loved one or you’re extracting yourself from a relationship...

Wednesday, March 1, 2023

Since the last we talked, there has been a Superbowl Champion, and the markets have changed, as they usually do. January's market was up, but we see February not looking so great. Plus, we review some of the over 100 different changes...

Thursday, February 2, 2023

EJ O'Keefe and Lizz Sanders kick off the first episode of the Bullpen with a few fun facts and a review of last year. Reach out to ask questions or get more information about many life matters: college savings, RMDs, and maybe even...

Monday, January 16, 2023

The SECURE 2.0 Act of 2022 is set to make big changes in retirement plans for employees and small-business owners alike...

Monday, January 2, 2023

Plus, how to arrange your finances to enjoy life NOW and plan for the future.

Friday, November 4, 2022

More often than not, a midterm election gives a boost to the markets. But 2022 hasn’t been like most years.  Predicting the future is an imperfect art. Any prudent market-watcher can tell you the best we have are informed...

Monday, October 10, 2022

Inflation, Interest Rates, and Investments all affect one another. Things cost more than they did yesterday. To a certain degree, that’s always true, but lately it’s been too obvious to miss. Consumer prices, which include...

Wednesday, September 14, 2022

HMC Partners Forges New Partnership with Carter Bank & Trust. This alliance offers “win-win” of expertise and growth.

Monday, August 29, 2022

Whether seeing them on the weekly Money Matters video, hearing their voices on the radio, or meeting them in the office, you know EJ O'Keeffe and Lizz Sanders. Now get a chance to learn what brought them to HMC and what they see for...

Friday, July 22, 2022

One of the most common questions we hear from our clients is about Roth IRA Conversions.What is a Roth Conversion? And how can a Roth Conversion help you even if you’re in your 60’s and 70’s? A Roth Conversion is...

Monday, June 27, 2022

What these securities can do for a diverse investment portfolio. Ask 100 people to describe where investing takes place, and 99 of them will answer, “the stock market.”

Wednesday, May 25, 2022

Let history, not hysteria, guide your investment decisionsYou’ve probably seen a lot of stories lately about bad times and bear markets ahead. Inflation has been rising, one story says. The next story says the U.S. economy is...

Monday, March 28, 2022

Chelsea Starr recently joined the HMC family in January of 2022, but as the front line answering phones, many clients probably already know her voice. A Greensboro native, she enjoys talking with and getting to know our clients, so get...

Friday, February 18, 2022

As we continue to forge through 2022 and tax-filing season is already open, the IRS warns taxpayers to prepare for delays and complications. Unlike 2021, the tax deadline has not been extended, and most taxpayers will have until April 18th…

Thursday, February 3, 2022

Julia Pfenning started as Office Coordinator in 2018 and has recently been promoted to Client Services Associate. Hers is a voice every client has heard when they call the office, and she is here to help. It's been great to see Julia...

Friday, December 17, 2021

Gibbs McEachran, Client Services Associate, has been a dedicated member of our service team for over a year. Even while seeking his undergraduate degree in business, he works full-time and plans to be an advisor here at HMC Partners...

Wednesday, October 27, 2021

How To Prepare For The Financial Challenges Ahead And Take Control When you find yourself suddenly single due to divorce or the loss of your spouse, you may come to face unique financial challenges, especially when heading into...

Monday, October 25, 2021

Jess Chatmon, our Operations Manager has been an integral person in our office for the last four years. She wears many hats and has helped countless clients. You've probably spoken to her so now here is your chance to get to know her!...

Friday, October 15, 2021

Of all the financial concerns weighing on people, we have been seen a major increase in concerns about the rate of inflation we’re seeing in 2021. That is probably because compared to the 1.8% overall annual rate of inflation in...

Wednesday, September 22, 2021

It's RMD quarter around the corner! John and Gib answer who is eligible to take out distributions, when is the best time of the year to take your distributions, and how much do you need to take out before December 31st? If you have...

Tuesday, May 18, 2021

This month we are talking about Financial Goals... What are some of the areas I should be paying attention to and how can I stay on track with these new goals? If you have questions you can call us 276-293-1538 or send an email

Wednesday, April 14, 2021

Did you know that approximately 4 million will retire from the U.S. workforce every year? If you’re one of the fortunate retired individuals who planned ahead and funded a retirement account (IRA) throughout your career or...

Wednesday, February 17, 2021

When you’re planning for retirement, knowing how to maximize your Social Security benefits needs to be a key part of your long-term strategy. While Social Security benefits most likely won’t be the largest part of your...

Thursday, February 4, 2021

This month we are talking about Financial Goals.. What are some of the areas I should be paying attention to and how can I stay on track with these new goals?