Time for a checkup?

Piggy Bank and Stethoscope Isolated on a White Background with Slight Shadow.I turned 30 at the same time I left the Navy and transitioned to the real world. While I certainly don’t feel old, I have realized that I am still getting older. My back is a little stiffer each morning when I wake up. I get more excited about being in bed at 9 p.m. than staying up until 2 a.m. Teenagers instinctively call me “sir.” Some mornings on the way to work I even listen to NPR…on purpose. For years, the Navy mandated my healthcare and ensured I never missed a dental appointment or annual physical. Now that I have officially become a grown up and have to take care of my own health, I made these two things a priority. Even though I feel great, I still schedule my annual physical for every January. I’ve got my dental check-ups scheduled for the next two years just so I don’t forget. I’m sure everything is fine and I don’t have any reason to worry, but why wouldn’t I want a second professional opinion, just in case?

A good doctor knows his or her patients. They ask how you’re feeling, about your family’s health history, how your diet is, and what you do for exercise. A good doctor will gain some perspective on their patient first and then pull out the stethoscope, run some tests, and dig a little deeper. Once they’ve done a full examination, they can give you an informed opinion on your health status and offer suggestions to improve your quality of life.

If you are a client of ours, you know that we regularly do checks-ups on your portfolio throughout the year. Each time we review your account we communicate to you the changes we made and justifications for those changes. We keep you informed of your financial health. The best part of our day is getting to meet with you and hearing about what’s going on in your life. Believe it or not, it gives us quite a lot of insight into how we can better manage your financial care.

You’ve experienced our process in reviews and you know what kind of questions we ask: Tell us what’s new? How is retirement? How is the family? Has anything changed that we should know about?

We gain a perspective on where you are financially, and then we dig into the details of your accounts and do some number crunching. Often, we’ll find that everything is in good order, but ask that you keep us informed of any significant life events. Occasionally, we will find that some areas of your portfolio that need some fine-tuning. Again, we run through a series of questions, determine what needs some modification, and we make the appropriate adjustments.

If you are not a client of ours, we always welcome the opportunity to meet with you to conduct a free portfolio review. Think of it as your annual physical, but we’re checking on your financial health instead. It’s an opportunity to have a second professional opinion that either a) confirms your investments are on track and you’re doing great or b) identifies areas where we can help improve your portfolio. If you would like a free review, just give us a call and Kelly will set up a time for you to meet with one of us.