PLANNING FOR RETIREMENT
During your working years you should evaluate your goals for retirement and how your current retirement plan can meet them. Saving for retirement can be derailed by failing to plan for other needs such as insurance, college savings, debt, or healthcare expenses. Work with HMC for a holistic plan.
Prepare for retirement with:
A clear financial plan
Risk reduction strategies
Proactive asset management
TRANSITIONING TO RETIREMENT
As you prepare to transition into retirement there are necessary changes for entering retirement and starting your withdrawal strategy. We help you identify your retirement income needs and guide you through this process.
Prepare for transitioning into retirement with:
Planning your distributions
Social Security strategies
Rollover IRA options
Creating a reliable income stream
Planning for long-term care expenses
LIVING IN RETIREMENT
You may need to re-evaluate how your retirement is going and revise your income stream once you have begun taking distributions. There are also decisions that can maximize your asset distribution and ensure your legacy is carried out the way you wish.
Adjust to living in retirement with:
Tax strategies
Monitoring distribution strategy
Identifying risks to family wealth
Estate planning
Helping your children with financial literacy
HMC Partners will help you prepare for monumental life events:
